One number. No asterisks.
Pay per invoice, or let us handle your entire invoicing. No interest, no hidden charges.
Factoring
Submit invoices and get paid in 24 hours. You handle billing — we handle the advance.
- Unlimited invoices per month
- 90% advance rate
- Funded in 24 hours
- Confidential — client never sees invrso
- Email support
Growth
Lower rate for agencies with regular enterprise invoice volume.
- Unlimited invoices per month
- 90% advance rate
- Funded in 24 hours
- Confidential — client never sees invrso
- Priority support
- Dedicated account manager
Managed Invoicing
We become your invoicing department. We bill your clients, track payments, chase approvals, and advance your funds.
- Full invoicing service — we send and manage invoices for you
- Client payment tracking and follow-ups
- Approval workflow managed on your behalf
- 90% advance rate on all invoices
- Funded in 24 hours
- Dedicated account manager
- Monthly reporting and cash flow dashboard
- White-label — clients see your brand, not ours
Here's what a $50.000 invoice looks like on each plan.
Growth — 2,4% per invoice
Managed — $599/mo + 1,2% per invoice
+ we handle invoicing, tracking, and follow-ups for you
| Feature | invrso | Credit Line | Invoice Financing | Traditional Factoring |
|---|---|---|---|---|
| Fee structure | Flat % per invoice | APR + origination fee | APR + platform fee | Flat % (usually higher) |
| Client notification | Never | N/A | Sometimes | Always (traditionally) |
| Personal guarantee | No | Usually required | Sometimes | Varies |
| Advance rate | 90% | 100% (it's a loan) | 70–90% | 75–90% |
| Balance sheet impact | None | Shows as debt | Shows as debt | None |
| Speed | 24 hours | Days–weeks | 1–3 days | 2–5 days |
The fee is deducted from the final balance payment — not from your initial advance. You receive 90% of the invoice value on day one, and the remaining balance minus the fee when your client pays at their standard terms.
Your client's late payment doesn't affect you. invrso absorbs the credit risk on eligible invoices. You've already received your advance; when your client pays is our concern, not yours.
No. The percentage fee is the only charge. There are no setup fees, monthly fees, early payment fees, or application fees. One number, stated before you accept any advance.
Yes. invrso is opt-in per invoice. You decide which invoices to submit and when. There are no volume commitments, so you can use it for a single invoice or submit all of them — entirely your choice.
On the Managed plan, invrso becomes your invoicing department. We create and send invoices to your clients on your behalf, track payment status, follow up on approvals, and advance your funds — all under your brand. You get a lower per-invoice rate (1,2%) in exchange for a $599/month retainer. It's ideal for agency owners who want to stop thinking about billing entirely.
Yes. You can upgrade or downgrade at any time. If you move to Managed Invoicing, the retainer starts on your next billing cycle. If you move back to Factoring or Growth, the retainer stops — no cancellation fees.
Know your cost before you commit.
Apply in 5 minutes. We'll tell you your exact rate — no commitment until you accept.
Apply now