Everything you need to know.

invrso accepts invoices issued by marketing, creative, media, and digital agencies to established enterprise clients. The invoice must be approved (not disputed or pending deliverables) and issued to a company — not to individuals or very early-stage startups.

You can advance up to 90% of the invoice face value on day one (up to 95% on Enterprise plans). The remaining balance, minus the fee, is paid to you when your client pays at their standard terms.

Most invoices are funded within 24 hours of client confirmation. On Enterprise plans, same-day funding is available for pre-approved clients.

No. invrso operates confidentially. Your client pays into a dedicated account that looks and functions like yours. We never mention factoring or invrso when communicating with your client's AP team — we simply verify the invoice is valid.

No. invrso underwrites the invoice and the client — not you personally. Your personal assets are never at risk. We evaluate the creditworthiness of your enterprise clients, not your agency's balance sheet.

We work with agencies that have at least $5.000 in monthly invoicing to enterprise clients. Individual invoices don't have a strict minimum, but smaller invoices may not be cost-effective given the flat fee structure.

Yes. invrso is entirely opt-in per invoice. Factor one invoice per quarter or every invoice you issue — there are no volume commitments or penalties for irregular usage.

No. Verification is free and takes about 10 minutes. There is no cost to your company — ever. invrso's fee is paid by the agency, not by you.

When an agency submits an invoice through invrso, we'll reach out to your AP contact to confirm the invoice is valid and scheduled for payment. That's the only touchpoint. Your payment process, terms, and timeline stay exactly the same.

No. You continue to pay invoices on your standard terms (Net 30, 60, 90 — whatever you've agreed with the agency). The only difference is you pay into an invrso-managed account instead of the agency's direct account.

No. You don't guarantee anything. invrso underwrites the transaction independently. Your only role is confirming that invoices you've already approved are valid.

On Factoring and Growth plans, the fee is a flat percentage of the invoice face value — 2,9% or 2,4%. On the Managed Invoicing plan, it's a $599/month retainer plus 1,2% per invoice. There's no APR, no compound interest. One number, known upfront.

On the Managed plan ($599/mo + 1,2% per invoice), invrso becomes your invoicing department. We send invoices to your clients on your behalf, track approvals, follow up on payments, and advance your funds — all under your brand. It's ideal for agency owners who want to stop managing billing entirely.

The fee is deducted from the final balance payment, not from your initial advance. So on a $50.000 invoice at 2,4%, you receive $45.000 on day one, and $3.800 when your client pays ($5.000 minus the $1.200 fee).

No. The percentage fee is the only charge. No setup fees, no monthly fees, no early payment fees, no application fees, no wire fees. One number, disclosed before you accept any advance.

Late payment by your client doesn't affect you. invrso absorbs the credit risk on eligible invoices. You've already received your advance — when your client pays is our concern, not yours.

All data is encrypted in transit (TLS 1.3) and at rest (AES-256). We follow SOC 2 Type II practices, conduct regular security audits, and never share your data with third parties beyond what's required to process your invoices.

invrso operates as a registered financial services company. We comply with all applicable regulations in the jurisdictions where we operate, including KYC/AML requirements.